“Traditional business interruption insurance has experienced increasing pressure for many years now. I can recall my discussions with some colleagues and risk managers back in 2006 about the need for a fundamental evolution and transformation.

It is a fact that the current product does not embrace all the different needs of the market in general and customers in particular in terms of innovation and simpler coverage…

… we are not promoting the concept of including the entrepreneurial risks that shareholders have to retain but suggesting new product offerings to cope with the current global and shared economy….

… we believe that it is only a question of time before business interruption becomes a separate and more holistic line of business inclusive of risks and exposures….

… the question is not whether this transformation will happen but rather when it will occur “

You can read more about this topic in our book

International Property Insurance Programmes: From Theory To Experience-based Practice

By Claudio Böttcher and Andy Baumli

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